Plastic Surgery Financing
We are committed to providing you with the best care possible. If you have medical insurance, we are pleased to help you receive your maximum allowable benefits. To achieve these goals, we need your assistance and your understanding of our payment policy.
Cosmetic Clients
If your procedure is cosmetic in nature and is not considered medically necessary, we ask that you pay for your procedure in full at least two weeks before the date that your procedure is scheduled. We accept cash, checks, and most major credit cards. If you are having difficulty obtaining your own financing, we will be glad to assist you in locating lenders that are available for the cosmetic client and assist you with the application process. We currently participate with the following lender:
Prosper HealthCare Lending
Prosper HealthCare Lending is a leader in the world of cosmetic surgery financing. They have attained premier status by funding more than $3 billion in loans and servicing more than 250,000 loan inquiries via their lenders. They have developed a reputation in the field that has made them a company with a name and a program that can be trusted.
The following are some benefits customers will receive when they do business with Prosper Healthcare Lending:
- The process of inquiring about loans is fast and easy
- Loans under $35,000 receive immediate decisions
- Affordable monthly payments that can be paid off over 84 months
- Collateral not required
- No penalties for prepayments
- 100 percent confidentiality guaranteed
CareCredit®
CareCredit® can help you move forward with getting the procedure you’ve always wanted. With convenient monthly payment options, no up-front costs, no prepayment penalties, and no annual fees, you can get your procedure sooner.
Like a credit card, but better!
CareCredit® works just like a credit card but is exclusive for healthcare services. With low monthly payments every time you use it, you can use your card over and over for follow-up appointments or different procedures. This means you don’t have to put your health and beauty needs on hold until you save up enough money. We give you the power to decide when it’s the right time for you.
With CareCredit®, you can
- Enjoy low flexible payment options and
- Pay no up-front costs, pre-payment penalties, or annual fees.
Reconstructive Clients
If you have medical insurance, we will be pleased to assist you in receiving your maximum allowable benefits. If we participate with your insurance company, claims for all services provided will be submitted to your insurance provider, unless the insurance company has informed us that your procedure is not covered by your insurance policy. All co-pays, co-insurances, and deductibles are the patient’s responsibility and will be billed to you by our office.
If we do not participate with your insurance company, as a courtesy we will submit the claim for surgery on your behalf to your insurance company, but we do not accept payment from them as payment in full. You are responsible for your out-of-network deductible, co-insurance, and any balance remaining. All deductibles are due two weeks prior to your surgery. Payment for office visits is due at the time of service. We will provide you with an itemized bill so you may submit the charges to your insurance company for reimbursement.
If you do not have medical insurance, we will gladly discuss your options and assist you in obtaining financing as well.
