In-Network and Out-of-Network Patients
Insurance coverage can play a large role in determining where you go for your surgical procedures. At Allure Plastic Surgery Center, we welcome both in-network and out-of-network patients and encourage them to pursue the provider that is best suited for their needs. We welcome patients from Middletown, Red Bank, Rumson, and the surrounding areas of Central New Jersey.
What Does “In-Network” Mean?
In-network refers to a healthcare provider that has agreed to a contract with your insurance company. When a physician is in-network, it allows patients to receive specific discounted rates, as agreed upon in the contract with an insurance provider. Patients typically pay lower rates for seeing an in-network doctor.
What Does “Out-of-Network” Mean?
Out-of-network is used to describe a medical service provider that has not agreed to a contract with your insurance provider. These out-of-network providers may still accept insurance, but their coverage will vary because they are not committed to a contract. As a result, patients may pay higher rates for seeing an out-of-network provider. Higher rates can discourage patients from seeing out-of-network providers, but in some cases, out-of-network providers may offer benefits over a patient’s in-network options.
Regardless of Network, Patient Care is the Top Priority
Regardless of the insurance network, rest assured that the surgeon and care that you receive will be of the highest quality. Rather than focusing on whether a surgeon is or isn’t a part of the insurance network, focus on the relationship, location and specific services that a doctor provides, as well as whether or not they can meet your needs. The care and experience of the surgeon is equal, even if the networks are different.
- Relationship – If you have seen a surgeon in the past, you’ve likely developed a relationship with him or her that makes you feel safe or comfortable. If the chosen provider is covered in-network, great. If not, choosing them as an out-of-network provider allows you to continue your relationship. The relationship between a patient and their surgeon is a unique one, and it can be a great reason to use out-of-network providers if the doctor isn’t already in-network.
- Services – Carefully consider whether or not a physician offers the specific treatments or procedures that you may need. This applies to treatments that you may be currently experiencing as well as procedures that you may consider in the future, whether a month from now or a year from now.
- Quality – Look for the best practice in the area. Increased provider options could mean a nicer facility or a more experienced surgeon. These are big factors to consider for a surgical procedure, both in-network and out-of-network.
- Location –Choose a surgeon that fits your lifestyle needs, including hours of operation, a location close to home or the office, the size and condition of a treatment facility, etc., when you are considering in-network and out-of-network providers.
Why Choose Dr. Taylor as Your Surgeon?
Dr. John M. Taylor recognizes that healthcare services, especially cosmetic and reconstructive surgery, require more than providing patients with a cookie-cutter treatment. Dr. Taylor has a passion for the art and science of plastic surgery, and prioritizes empathy and understanding to deliver an individualized treatment experience that satisfies his patients’ unique and personal needs. His extensive experience in plastic surgery and dedication to his patients makes him an excellent choice for any surgery, regardless of the network of providers associated with your insurance.
Don’t settle for in-network providers if an out of network surgeon, such as Dr. Taylor, can provide you with better care. If you are considering treatment at Allure Plastic Surgery Center, please contact us today to schedule a consultation. We are proud to serve men and women living in Middletown, Freehold, Holmdel, Red Bank and the nearby areas of New Jersey.